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Don DeHanas, Broker

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Open House in Bryans Road

by Don DeHanas, Broker

2414 OAKWOOD COURT, BRYANS ROAD, MD

OPEN HOUSE Sat, 10:00AM to 1:00PM

$ Click for current price
4 BEDROOMS | 3 Baths (2 full, 1 half ) BATHROOMS | 1980 SqFt

OPEN HOUSE 4/27 10AM -1PM  Welcome Home! This beautifully renovated home is perfect for your growing household! It comes with 4 large bedrooms and 2.5 baths. Even the living areas and kitchen are a good size, provinding the perfect spaces for entertaining family and friends! There is access from the family room onto an over-sized patio that backs up to a nice private back yard with lots of shade trees! With updated, neutral colors, any of your decorating tastes will fit right in! Bring your boat! There is pubic access to the Potomac River right down the street at Marshall Hall. You're going to love living here! Check out the 3-D Virtual Tour!!

 


Join Us For An Open House

by Don DeHanas, Broker

5803 MIDDLETON LANE, TEMPLE HILLS, MD

OPEN HOUSE Sat, 11:00AM to 2:00PM

$ Click for current price
3 BEDROOMS | 2 Baths (1 full, 1 half ) BATHROOMS | 1188 SqFt

OPEN HOUSE SATURDAY April 27, 11AM - 2PM  Within blocks of the Washington Beltway, this home is a commuters dream! You will be home before your colleagues!! You will love the one level living in this 3 bedroom, 1.5 bath ALL-BRICK Rambler boasting gleaming hardwood floors throughout, fresh paint and updated bath and kitchen. The Living room comes with cozy wood burning fireplace, perfect for chilly evenings! There is a full unfinished basement awaiting your design ideas. Check out the 3-D Virtual tour!  This one is available for 100% financing!!

 


Beautiful renovation near National Harbor

by Don DeHanas, Broker

OPEN HOUSE SATURDAY APRIL 27, 11AM - 2PM  Within blocks of the Washington Beltway, this home is a commuters dream! You will be home before your colleagues!! You will love the one level living in this 3 bedroom, 1.5 bath ALL-BRICK Rambler boasting gleaming hardwood floors throughout, fresh paint and updated bath and kitchen. The Living room comes with cozy wood burning fireplace, perfect for chilly evenings! There is a full unfinished basement awaiting your design ideas. Check out the 3-D Virtual tour!  This one is available for 100% financing!!

 


Take The Ultimate 3 D Virtual Tour

by Don DeHanas, Broker

NOW is your opportunity to buy a great home with 100% FHA or USDA Financing!!  Forget renting! You can buy this home and spend less every month!  The cozy curb appeal greets you as you arrive to this beautifully updated, one level home, featuring 3 bedrooms and 2 full baths!  The living room comes with wood laminate flooring and inviting wood-burning fireplace, and the kitchen will make any chef in the house proud! It comes with stainless appliances, granite counter tops, ceramic tiled flooring, a pantry and tons of cabinet space. The master bedroom includes private bath with jetted-tub. Sliders lead from the kitchen and the master bedroom onto a large wood deck, overlooking a fenced back yard that is perfect for pets!  The peace and beauty of the back yard create just the perfect, private spot for outdoor entertaining.  A storage shed is also included.  Other extras include crown molding, wood blinds, Sherwin Williams paint, ceramic tiled baths, upscale tubs and bath cabinetry! All you have to do is move in and unpack!

SEE IF YOU QUALIFY FOR 100% FHA FINANCING

McClam Joins DeHanas Real Estate

by Don DeHanas, Broker

Don DeHanas, Broker and Owner of DeHanas Real Estate in Waldorf, recently announced the affiliation of Pamela McClam to the Brokerages Waldorf office.

Ms. McClam retired in January 2017 after 39 years of Federal Service in Small Business contracting. She served as FEMA’s Small Business Specialist providing comprehensive procurement training, small business acquisition management, technical and policy support to timely implement FEMA’s Small Business Program within the Agency’s disaster and non-disaster multi-billion dollar procurements and projected contract actions.  

As a subject matter expert in small business prime and subcontracting programs, policies, and procedures, Pamela is well versed in small business procurement programs such as the 8(a) program, Service-Disabled Veteran Owned Small Business program, the Women-Owned Small Business program, and the HuBZone program. During her tenure as a Procurement Analyst and Small Business Specialist, she provided business development guidance to small businesses to include critical and strategic thinking for accessing the federal procurement marketplace, and faith-based community development to include critical outreach methodologies for faith-based community organizations.

Pamela is a resident of Charles County Maryland and an active member of Westphalia UMC, in Upper Marlboro, MD. She has earned an Associate’s Degree from Bryant and Stratton Business Institute, a Bachelor’s Degree in Business Administration from Strayer University and a Master of Arts Degree from Wesley Theological Seminary.

DeHanas Real Estate Services is family owned and operated, serving all of Southern Maryland, Norhtern Virginia and Washington DC.  DeHanas Specializes in residential real estate, investment properties, Property Management, Bank-owned sales, Short Sales, Estate Sales, first time, and luxury home buyers and water-front property sales.  Call 301-870-1717 for any of your real estate needs.

2018 Real Estate Market Predictions

by Don DeHanas, Broker

The 2018 Real Estate Market is likely to see the continued pace that we saw in 2017, with a few changes. We have already begun to see an increase, locally, of inventory in the over $400k price range, and the National Association of Realtors has stated they are projecting to see a continued increase of inventory over $350k this Fall, which has not happened since 2015. Unfortunately, there will still be significant demand for starter homes as the first-time home market continues to recover.

The growth rate is also expected to slow, to 3.2% in 2018 from a rate of 5.5% in 2017. As we have seen this past year, the entry level home price rates have risen faster than the higher priced homes. This will continue as the market sees an increase in inventory over $350k.

Millennials will continue to drive the market in 2018. Realtor.com predicts 43% of homes sold in 2018 will be to this group of buyers, up from 40% in 2017. Many of these buyers have already gotten into the entry level tier, and will begin to move up.

Investors are likely to continue to see strong competition for foreclosures, as the numbers of Bank-owned homes continues to dwindle, however, it should be noted that The University Financial Associates (UFA) Default Risk Index, which measures the risk of defaults on newly originated non-prime mortgages, climbed seven points between Q4 2017 and Q1 2018, hitting 108. This means the default of home mortgages is expected to be about 8% higher than those seen in the 1990s. And the January Performance Mortgage data from Black Knight Inc shows Mortgage delinquency rates 1.6% higher than in January 2017, and followed up by pointing out the 2017 hurricane season as a reason for the increase in delinquency with the top 5 states in terms of 90+ days delinquent percentage being Florida (3.96 percent), Mississippi (3.37 percent), Louisiana (2.68 percent), Texas (2.33 percent), and Alabama (2.13 percent).

And finally, the wild card; Tax Reform. While the State of Maryland will not see full benefits to some of the tax savings, due to Maryland being a high tax State, there is still enough benefit to buying a home as compared to renting the same home, to make it beneficial to home buyers, particularly in Southern Maryland where buying a home could save a home buyer thousands of dollars a year compared to renting. And there is still the mortgage interest deduction keeping that prospect attractive.

If you or someone you know is considering buying a home, please call DeHanas Real Estate Services at 301-870-1717. DeHanas Real Estate Services offers free buyer consultations, and can even help point you in the right direction for credit repair and understanding the financial preparations in buying a home. DeHanas Real Estate Services is locally owned and operated, licensed in Maryland, Washington DC and Virginia.

Maryland Homeowner Tax Credit

by Don DeHanas, Broker

What is the Homeowners' Property Tax Credit Program? The State of Maryland has developed a program which allows credits against the homeowner's property tax bill if the property taxes exceed a fixed percentage of the person's gross income. In other words, it sets a limit on the amount of property taxes any homeowner must pay based upon his or her income.

How Is "Income" Defined? For purposes of the tax credit program, it is emphasized that applicants must report total income, which means the combined gross income before any deductions are taken. Income information must be reported for the homeowner and spouse and all other occupants of the household unless they are dependents or they are paying rent or room and board. Income from all sources must be reported whether or not the monies received are included as income for Federal and State income tax purposes. Nontaxable retirement benefits such as Social Security and Railroad Retirement must be reported as income for the tax credit program. Generally, eligibility for the tax credit will be based upon all monies received in the applicant's household in a given year.

What Are The Other Requirements? Before your eligibility according to income can be considered, you must meet four basic requirements

• You must own or have a legal interest in the property.

• The dwelling on which you are seeking the tax credit must be your principal residence where you live at least six months of the year, including July 1, unless you are a recent home purchaser or unless you are unable to do so because of your health or need of special care.

• Your net worth, not including the value of the property on which you are seeking the credit or any qualified retirement savings or Individual Retirement Accounts, must be less than $200,000.

• Your combined gross household income cannot exceed $60,000.

How Is The Credit Figured? The tax credit is based upon the amount by which the property taxes exceed a percentage of your income according to the following formula: 0% of the first $8,000 of the combined household income; 4% of the next $4,000 of income; 6.5% of the next $4,000 of income; and 9% of all income above $16,000.

* For each additional $1,000 of income above $30,000, you add $90 to $1,680 to find the tax limit. Your combined gross household income cannot exceed $60,000. Example:If your combined household income is $16,000, you see from the chart that your tax limit is $420. You would be entitled to receive a credit for any taxes above the $420. If your actual property tax bill was $990, you would receive a tax credit in the amount of $570 --- this being the difference between the actual tax bill and the tax limit.

What Other Limitations?

• Only the taxes resulting from the first $300,000 of assessed valuation.

• It does not cover any metropolitan or fixed charges for water and sewer services that may appear on the tax bill.

• If an applicant owns a large tract of land, the credit will be limited to the lot or curtilage on which the dwelling stands and will not include the excess acreage.

• If a portion of your dwelling is used for commercial or business purposes, the credit will be based only upon the taxes for that portion of the dwelling occupied by your own household.

How Does One Receive The Credit? Homeowners have to complete an application and file by May 1 and then will receive the credit directly on their tax bill or as a credit certificate issued at the same time the property tax bill is mailed. Persons who file later up until the September 1 deadline will receive any credit due either in the form of a revised tax bill or a tax credit certificate to be used in payment of the bill. Applicants filing after May 1 are advised not to delay payment of the property tax bill until receipt of the credit if they wish to receive the discount for early payment offered in some subdivisions. A refund check will be issued by the local government if the tax bill was paid before the tax credit was granted.

What Happens If One Is Not Eligible? Whenever homeowners are found not qualified to receive a tax credit, they are informed in writing. The letter gives the reason for denial and what steps to take if further questions remain. The letter also explains how homeowners can appeal the determination of ineligibility to the local Property Tax Assessments Appeals Board. So, when you meet a potential buyer this is a great opportunity to share this information with them.

What buyer would not be interested in a way to reduce their annual tax bill? On the flip side, if you are the listing agent on an appointment for the first time, why not mention this to your sellers? If they are buying another home and can qualify for the tax credit, I am sure they would love to hear about a way to reduce their taxes too.

For more information on buying, selling or renting a home, please call DeHanas Real Estate Services at 301-870-1717.

Landlords Should Know This

by Don DeHanas, Broker

In a recent article, The Natoinal Association of Realtos published a list of 8 Do's and Don't's when it comes to tenant screening.  It is worth broadcasting to anyone who owns rental property.  

 

In October, a Massachusetts landlord who refused to rent to pregnant women or families with minor children was found guilty of violating the federal Fair Housing Act and fined $40,000. The same month, the Fair Housing Justice Center in New York sued a landlord for allegedly quoting higher rental rates to black prospective tenants, rejecting applicants with public rent assistance, and making children undergo unnecessary lead tests. Five months earlier, a federal jury in Montana fined a landlord $37,000 after she charged a disabled tenant $1,000 to have a service animal. Cases such as these are stark reminders for property managers and landlords that neglecting to follow antidiscrimination rules designed to protect renters can come with big consequences.

You know the fundamentals of fair housing: You shouldn’t ask any questions or base any housing-related decisions on an applicant’s race, color, religion, sex, national origin, disability, or familial status, and you mustn’t promote a property in terms such as “great building for single professionals.” But knowing the law and complying with it are two different things, which can be made difficult by the continual evolution of case law related to housing discrimination. Tenant screening provides a first line of defense against discrimination complaints. That’s because differences in factors such as an applicant’s income, employment, references, and credit histories can help justify the selection of one tenant over another and thereby help landlords avoid discrimination charges. Here are eight recommendations for using the screening process to keep discrimination lawsuits at bay.

~DO apply your policies and procedures uniformly. Avoid running a full tenant screening report on some applicants and only a credit check on others. If you have a policy of renting to applicants with the best credit, don’t make an exception for a would-be tenant with a better personality but a less positive credit report. Be consistent or be vulnerable to discrimination complaints.

~DON’T get too personal on rental application forms. Ask about jobs, previous addresses, income, and references. But stay away from specific questions about spouses or children, as well as other protected characteristics under the Fair Housing Act. (You can provide space for an applicant to list all the individuals who would be living in the apartment.) Even asking the question may give the impression that you would limit housing access based on the answers.

~DO choose a “colorblind” screening service. Some services have a scoring system that enables landlords to establish their preferred tenant profile based on specific parameters, such as income, past evictions, and credit score. The software then evaluates each applicant according to the criteria and returns a “recommend” or “not recommend” verdict completely independent of race, religion, or other potentially discriminatory factors. This ensures that applicants are evaluated equally, providing a strong defense, assuming you follow the software’s recommendations.

~DON’T automatically reject an applicant with a criminal record. In 2016, the U.S. Department of Housing and Urban Development issued a memorandum on housing providers’ use of arrest and conviction records to make housing-related decisions. According to Jodie McDougal, a partner at the Davis Brown Law Firm in Des Moines, Iowa, these guidelines mean that you cannot have blanket policies excluding all applicants who are felons or consider arrest records. Instead, you should perform a case-by-case evaluation. Read McDougal’s explanation and recommendations.

~DO stay abreast of new developments affecting screening. One of them is a pending amendment to the Fair Credit Reporting Act, introduced in Congress last August. Currently, eviction reports used in the tenant screening process can include records dating back seven years. Under the proposed amendment, called the Tenant Protection Act, only eviction records no older than three years and resulting in a judgment that is not being appealed would be allowed. Use of older records would be viewed as discriminatory.

~DO keep all documentation for up to 10 years. That includes rental applications, signed releases, tenant screening reports, and any other data or documents collected during the screening process—even if you don’t rent to the applicant. This information may be crucial if a rejected applicant questions your denial or selection of a different tenant. A paper trail can help you prove that the person was not denied residency based on discrimination but because a more qualified tenant was selected instead.

~DO send a declination letter when rejecting a potential tenant. This document, also called an “adverse action letter,” specifies the reason or reasons for rejecting a rental application, such as income, employment, or credit history. Some screening services provide free declination letters with all the federally required language, along with a checklist of legitimate reasons for turning down a candidate.

~DO call your attorney when in doubt. With new legal challenges and decisions coming out on a regular basis, it’s wise to have a legal resource you can turn to with questions. Find an attorney who can periodically review your rental application form to make it sure it complies with the latest antidiscrimination requirements. It will help prevent you from making a mistake that may land you in court.

For Property Management Services call DeHanas Real Estate Services at 301-870-1717.  We also offer eviction services on rental properties we manage.

Find a Home For Your Horse!!

by Don DeHanas, Broker

If you're planning to purchase a horse, you probably already know how much you're willing and able to spend. But the purchase price is just one part of the cost of a horse. In fact, the cost of owning a horse can range dramatically depending on the breed, age and disposition of your horse, where you live, where you plan to keep the horse and what type of work you plan to do with your new friend. Before you buy a horse, know what you have in your monthly budget.

Do your research to determine you have enough financial resources to own a horse. Your local 4-H Cooperative extension can offer some valuable insight, and point you in the right direction. The easiest way to keep the cost of a horse low is to board him on your own property. However, if you live in an urban area or don’t have the facilities to properly board and pasture a horse, you'll need to find a stable in the area that can keep him. Southern Maryland is home to hundreds of farms, many with horses. Boarding a horse can cost anywhere from $100 up to $500 a month depending on the boarding environment (pasture or stable).

If you plan to keep your horse on your own land, you’ll also need to consider whether the property is adequately equipped. First, you should check with your County zoning and planning office to determine if there are any restrictions for having horses. In Charles County, you must have 3 acres for the first horse and an acre per horse after that. You will also want to ensure you have the proper space for a barn, or someplace for the horse to stay in colder weather.

Most horse owners spend about $60 to $100 per month on hay, salt and supplements – and some spend much more, particularly if they feed grain. Maintaining your horse's hooves adds even more to the cost of a horse. Whether or not you plan to shoe your horse, you'll need to have a farrier check and trim his hooves every two months or so. This usually costs around $25 or $30. Add in shoeing, and you could pay $80 to $100 every two months. Routine medical care is an additional cost of owning a horse and includes vaccinations, de-worming and annual teeth cleaning. For a healthy horse, this can cost as little as $300 a year. However, if your horse gets injured or ill, you could pay hundreds or even thousands for a one-time treatment. Although you can't predict such expenses, prepare yourself for the possibility before you buy a horse.

If you are searching for horse property to purchase, DeHanas Real Estate Services can help. Call 301-870-1717 to begin your search.

Click here for a list of all available horse property for sale in Southern Maryland.

4 Home Mistakes to Avoid

by Don DeHanas, Broker

Undertaking a home renovation is stressful, even with the best contractors. Unfortunately, not all are trustworthy and many homeowners are scammed. In 2016, more than 32,000 scams were reported to the Better Business Bureau (BBB). On average, homeowners lost $1,400 from shady contractors, painters and repairmen, according to the BBB.

1. Verify the contractor’s license, insurance and at least three references. Make sure you ask for the contractor’s license number upfront. With this information, you can verify the license with your state. Also, ask for at least three references. Even a scammer may have had a couple projects go well in the past, so getting many references reduces the likelihood you’re dealing with one.

2. Ensure the contractor is an active member of a reputable industry organization. Vendors who are part of the National Association of the Remodeling Industry (NARI) and/or the National Kitchen and Bath Association (NKBA) must undergo a certain level of scrutiny to join, plus they pledge to uphold a code of ethics. This also demonstrates a level of commitment to their business and the industry as a whole.

3. Check the contractor’s reputation online. Even if you check a contractor out online, don’t be satisfied with a quick Google search. Make sure you look for news articles, read reviews and ask neighbors on sites like Nextdoor.com. Also, search the name of the company, the address, the owner and any other employees you meet.

 

You might not even realize you are damaging your home with these 4 mistakes:

1. Using glass cleaners on mirrors Spraying can lead to “black edge,” when liquid seeps beneath the reflective backing and stains your mirror. Instead, use a lint-free microfiber cloth dampened with warm water.

2. Using the wrong caulk There are as many caulks as there are glues, and you wouldn’t use a glue stick to fix broken pottery, according to HouseLogic. Similarly, you wouldn’t use silicone caulk on bricks because it’s made for non-porous surfaces. Check online or at a home improvement store to ensure you’re using the right caulk.

3. Over-mulching Mulch is great for your home, but don’t pile it on too thick. No more than 3 inches should do the trick. Otherwise, you may prevent water from reaching roots and suffocate plants.

4. Piling firewood against your exterior wall Firewood against the exterior wall of a house is an invitation for termites. Stack your wood at least 20 feet from your home

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Photo of The DeHanas Team Real Estate
The DeHanas Team
DeHanas Real Estate Services
1218 Smallwood Drive
Waldorf MD 20603
Office: 301-870-1717
1-800-842-0190
Fax: 240-754-7867

Servicing all Anne Arundel County, Calvert County, Charles County, and Prince George's County as well as Annapolis, Bowie, Chesapeake Beach, Crofton, Dunkirk, Edgewater, Ft. Meade, Huntingtown, La Plata, North Beach, Odenton, Owings, Pasadena, Severn, Waldorf, and the Upper Marlboro areas of Maryland, all of Washington DC, and Northern Virginia, including Alexandria, Arlington, and King George County real estate advertised in this website are subject to the Federal Fair Housing Act of 1968 which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap and familial status, or national origin, or any intention to make any such preference, limitation or discrimination. DeHanas Real Estate Services will not knowingly accept any listing agreement for real estate sales in Anne Arundel County, Calvert County, Charles County, and Prince George's County as well as Annapolis, Bowie, Chesapeake Beach, Crofton, Dunkirk, Edgewater MD, Ft. Meade, Huntingtown, La Plata, North Beach, Odenton, Owings, Pasadena, Severn, Waldorf, and the Upper Marlboro, all of Washington DC, and Northern Virginia, including Alexandria, Arlington, and King George County areas which are in violation of the law. Our clients and customers are informed that all dwellings advertised on our website in Anne Arundel County, Calvert County, Charles County, and Prince George's County as well as Annapolis, Bowie, Chesapeake Beach, Crofton, Dunkirk, Edgewater MD, Ft. Meade, Huntingtown, La Plata, North Beach, Odenton, Owings, Pasadena, Severn, Waldorf, and the Upper Marlboro, all of Washington DC, and Northern Virginia, including Alexandria, Arlington, and King George County areas are available on an equal opportunity basis. All prices and finance claims appearing in this site are subject to change without notice.